Question:
GHP INSURANCE? BEEN APPROVED BY THEM?

MY FRIEND HAS GHP INSURANCE AND LAST YEAR WAS DENIED TWICE BY THEM FOR WLS. EVEN WENT IN FRONT OF THE BOARD OF APPEALS! HIS IBM IS 55 AND HAS ALL KINDS OF HEALTH PROBLEMS! SHOULD HE TRY AGAIN AND THEN HIRE WLATER IF HE IS DENIED?    — CYNDI B. (posted on July 27, 2002)

July 27, 2002
I have Geisinger Health Plan and have just been approved within a month. Before I even had a surgeon picked out I had my primary care physician send in a letter of necessity based on my medical problems;diabetes, high cholestorol, hypertension, sleep apnea and acid reflux, to the insurance. The insurance then actually got in contact with the surgeon. I then needed to have my doctor send in a letter showing that I tried to lose weight under him for atleast 2 years without any success. Each insurance plan is diferent as to what your employer wants covered. Some companies will make sure that weight loss surgery for any reason is an exclusion. My former insurance was through First Priority Blue Cross and they had that written exclusion which made it impossilbe for me to get approved under them.
   — Amy C.