Question:
HAS ANY ON DELT WITH THE APPROVAL PROCESS WITH BC/BS OF MINNESOTA?

I GO FOR CONSULTATION ON JUNE 23 WITH DR. CACCUCI AND I AM HOPING THAT MY INSURANCE WILL APPROVE ME. I HAVE READ MANY OF THE INSURANCE AND PICTURES ON THIS SITE, BUT HAVE'NT SEEN ANY FOR BCBS OF MINNESOTA. I WAS JUST CURIOUS IF THIS IS GOING TO BE A ROUGH WAY TO GO! MAN I HOPE NOT!!!!!! I WOULD APPRECIATE ANY COMMENTS OR ADVISE. THANK YOU ALL SO MUCH. YOU HAVE INSPIRED ME DEEPLY. GOD BLESS YOU ALL!!!!1    — CARRIE C. (posted on June 8, 2003)

June 8, 2003
I have BCBS of MN through my work. The only problem I had with getting approved was that after my doctor sent the first letter, they needed more information. After my doctor sent more information I was approved with in two weeks.
   — Gene F.

June 8, 2003
BC/BS is the insurance company, however there are many different policies that your company can buy. Some buy cheap policies that exclude wls. Your best bet is to call your insurance company and ask about your own policy. There is also a MN group of wls called ossgmn.com where we all are from MN. You might get more info on MN info there. Good Luck!
   — ZZ S.

June 9, 2003
I have BC/BS Choice, and was approved in a day or two, having a BMI of 42 and few other health problems. Like the previous poster said though, I would call and ask if your policy covers WLS, the Dr. you are wanting to use, and the Hosp. he practices at, and what the general 'requirements' are. I was told that my policy covered it as long as it was 'medically necessary'...which is almost always the case if you meet the BMI criteria and have any other health issues. Good luck!
   — eaamc

June 12, 2003
We have Blue Cross of Minnesota thru my husbands employer and they are wonderful My drs office sent in the paperwork and they sent us a letter saying that they needed more info, We got the additional info they needed and faxed it to them on 6-11-03 and they approved me the same day. Good Luck
   — Amy G.

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