Question:
Plastic Surgery?

I have seen these ads for a company called www.doctorssayyes.com. They offer payment plans for PS and I am wondering if anyone has heard of them, used them or know of others that have used them. Any information would be really appreciated. Thanks. Dre    — dre_1974 (posted on April 8, 2008)

April 8, 2008
From what I recall, this web site is a m,edical finance company. Look at the rate they want to charge you and the price. I shopped for my own surgeon and financed the proceedure through Capital One. They charge me 1.99% annually for 18 Months. Longer is a higher interest rate. If you pay on time, and every month the interest is almost nothing. They hope you are late or don't pay on time so they can charge more like a credit card. I was going to use one of my other cards, but their best rate was 9%. One other trick a freid of mine did was to put it on one credit card, and open a new card that offered no interest for a year then 4.5% on the unpaid balance for the next year of transfer from another card. They go a great rate. You are not locked into any one doctor, so shop arround find the rates and make you decision based on the quility of the sergeon you want to go to and trust the most.
   — William (Bill) wmil

April 9, 2008
Hi Dre, thanks for writing. Plastic surgeons will do what every it takes to get you on board, but I would still expect they will want full payment before you have surgery, at least most of it prior to surgery, even on a payment plan, I would think it is a "pre" payment plan. I have not met a plastic surgeon that worked differently, at least not yet. Patricia P.
   — Patricia P