Question:
Insurance told me they will not pre-approval my surgery until I have them 1 year?

They said that they dont pre-approve any surgery untikl you are covered with them until a year but they said I was covered and am approved for 8/01/03 but the problem is my husbands uns. is up for renewel on that date and is probably changing insurnce they say I can have the surgery and then put in a claim for it do surgeons do this will they do my surgery and then put in a claim any help please...    — marie M. (posted on June 4, 2003)

June 4, 2003
Up for 'renewal' doesnt me 'changeing' right then and there. Most companies 'change' then the effective date starts 1/01. When does the CHANGE go into effect? If it doesnt take effect until January; even tho you will 'make' your change in August your current insurance is still in affect. If you are approved August 1, and your 'current' coverage is still in affect august 1. THEN YOU ARE COVERED. ..I think you need to 'calm' down... you've posted on this more than once.... 1) if he's just changing august 1 that doesnt mean it goes into affect august 1... ask your husband WHEN the change becomes into affect.. even if your husbands company is changing carriers' you are STILL covered with the current insurance up to the minute (Usually midnight) of the change.
   — star .