paying for your surgery

whay do u have to go through when u pay ? is it easier than doin the ins. route...

I paid for my surgery b/c my insurance doesn't cover banding...covers bypas though???  Anyhow, I was financed through a company called Reliance Medical Financing.  If you don't qualify by yourself you can get it with a cosigner.   My surgery was in Puerto Vallarta, so while I had to do some things it was nothing like in the states or insurance.  He had my fill out a very lengthy and in depth questionare.  When we arrived at the hospital in PV, I had blood work and an EKG done that had to be approved before surgery could start.  Everything was fine and in surgery in about 3 hours.

My insurance doesn't cover any type of WLS.  The doctor gave me a list of charges whi*****luded the hospital, secondary doctors, etc.  I had the bank cut the checks and four days later had surgery.  It was sooooooooo easy.

I self payed as well and have to say it was very easy.  You don't have to follow the insurance rules like 6 months diet and such.  I scheduled my surgery, paid the bill, and had it the next week.  Preparation with my surgeon took about 3 months.  If you don't wanna wait on the insurance approval you can pay and submit it to insurance for reimbursement but that's risky.  Just remember, paying for this surgery is a huge tax write-off as you can deduct it if you are morbidly obese.
Jennifer